A permanent Retirement Account Number (PRAN) is an important document for those who are looking to secure their future post-retirement. PRAN is a unique number issued by the National Pension System (NPS) Trust to every individual who enrolls in the NPS. This number is used to track the contributions and returns of an individual’s NPS account.
In this article, we will be discussing the importance of PRAN, the process of applying for PRAN, the required documents, and how to check the status of the PRAN card.
Why Do You Need PRAN?
PRAN is an essential document for those who are looking to secure their future post-retirement. NPS is a government-sponsored pension scheme that provides an individual with a regular stream of income post-retirement. By enrolling in the NPS and getting a PRAN number, you can enjoy the benefits of this scheme and ensure that you have a secure financial future.
How to Apply for a PRAN Card?
There are two ways to apply for a PRAN card – online and offline.
PRAN Application Online:
To apply for a PRAN card online, you need to visit the official website of the National Pension System. Here are the steps to follow:
- Visit the official website of the National Pension System – www.enps.nsdl.com
- Click on the “Apply for PRAN” button
- Fill in the required details in the application form
- Upload the necessary documents
- Make the payment for the PRAN card fee
- Submit the form and wait for the PRAN number to be generated
PRAN Application Offline:
To apply for a PRAN card offline, you need to visit the nearest Point of Presence (PoP) of the National Pension System. Here are the steps to follow:
- Visit the nearest Point of Presence (PoP) of the National Pension System
- Obtain the PRAN application form from the PoP
- Fill in the required details in the application form
- Attach the necessary documents
- Submit the form and make the payment for the PRAN card fee
- Wait for the PRAN number to be generated
Steps to Fill PRAN Application Form:
Filling out the PRAN application form is a straightforward process. Here are the steps to follow:
- Provide personal details such as name, date of birth, address, and PAN number
- Provide bank details such as bank name, branch, account number, and IFSC code
- Provide nominee details such as name, relationship, and address
- Choose the pension fund manager and the investment option
- Sign the form and attach the necessary documents
What are the Documents Necessary for the PRAN Application?
The following documents are required while applying for a PRAN card:
- Proof of Identities such as a PAN card, Aadhaar card, Voter ID card, or Passport
- Proof of Address such as an Aadhaar card, Voter ID card, Passport, or Bank passbook
- Bank details such as bank account number and IFSC code
- Passport-sized photograph
How Can NRIs Apply for PRAN?
NRIs can apply for a PRAN card by visiting the nearest Point of Presence (PoP) of the National Pension System. The process is the same as the offline PRAN application process, but NRIs need to provide additional documents such as a passport, visa, and overseas address proof.
Checking PRAN Card Status:
In this article, we will discuss the various methods to check the PRAN card status.
Step 1: Check PRAN Card Status Online
The quickest and easiest way to check the PRAN card status is through the official NPS portal. Follow these steps to check the PRAN card status online:
- Visit the official NPS portal (https://cra-nsdl.com/CRA/).
- Click on ‘Know Your PRAN/Transaction Statement’.
- Enter your PRAN number and mobile number.
- Receive an OTP on your registered mobile number and enter it in the designated field.
- Click on ‘Submit’.
- The status of your PRAN card will be displayed on the screen.
Step 2: Check PRAN Card Status through Customer Care
In case you are unable to check the PRAN card status online, you can also call NPS customer care to inquire about the status of your PRAN card. The customer care numbers are available on the official NPS portal. Follow these steps to check the PRAN card status through customer care:
- Call the NPS customer care number.
- Provide your PRAN number and other relevant details.
- The customer care executive will verify your details and inform you about the status of your PRAN card.
Step 3: Check PRAN Card Status through Nodal Office
You can also visit the Nodal Office in your area to inquire about the status of your PRAN card. The Nodal Office is responsible for the administration of NPS and can assist you in checking the status of your PRAN card. Follow these steps to check the PRAN card status through the Nodal Office:
- Visit the Nodal Office in your area.
- Provide your PRAN number and other relevant details.
- The Nodal Office executive will verify your details and inform you about the status of your PRAN card.
It is important to note that the status of the PRAN card may take some time to update in the system after the enrollment process is complete. In such cases, it is advisable to wait for a few days and check the status again.
Conclusion:
All government employees enrolled in the National Pension System must have a PRAN card as an important document. Keeping the PRAN card updated with the latest information is important to avoid any issues during retirement. The status of the PRAN card can be checked online, through customer care, or through the Nodal Office. By following the steps mentioned in this article, you can easily check the PRAN card status and ensure that your enrollment in the NPS is in order.
